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Posted on June 11, 2009 by mathew sabri | Posted under   Travel and Leisure


A general FAQ for travel insurance



Phoning up travel insurance companies with the Yellow Pages to hand ortraipsing down to the travel agent is an experience that most of us nolonger have to go through when buying travel insurance. For the mostart it is a relatively simple process.

Of course there are boundto be those of us who honestly do not know their exemptions from theirpremiums. And if everyone came completely clean, there’s probably somethings a lot of us aren’t one hundred per cent sure about. Here are afew frequently asked questions about the whole thing:

1. Can Iwork overseas and still be insured? In the majority of cases working inforeign countries isn’t covered. Some packages like backpackersinsurance do have this feature though. You may be able to claim if youare doing some casual part time work but full time employment is out.

2.Can I buy travel insurance after I depart? In the majority of cases youmust still be on the home side of airport security to be classed as inthe country to legitimately buy travel insurance. After you passthrough, your in an international zone.

3. What rights do I haveif the policy I bought is not what I expected? A 14-day refund, orcooling off period, applies to all travel insurance policies. This isto prevent unethical, pushy selling. This doesn’t apply, however, ifyou have already used the policy.

4. Do I need to tell myinsurer f I have had serious medical problems in the past? Whatever thecircumstances, if the insurance company asks about medical history givethem everything. Then they have no way of refusing to pay for a claimbecause it involves a known condition which you were required to informthem about.

5. Can I get a refund on my holiday if the touroperator goes bust? In the current financial climate this is a majorconcern. This is something that varies from travel insurance policy totravel insurance policy, so check the small print and ask your insurer.

Askingthese questions before buying travel insurance should clear up anyconfusion. If your needs are straightforward, buying insurance is aquick and easy process, but ensure that there are no circumstances thatcould invalidate your policy.

etravelinsurance.co.uk offer great deals on student travel insurance including backpackers insurancewhich is especially designed to offer economical travel insurance coverfor backpackers, gap year students and anyone taking an extended tripabroad.



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Tags: BACKPACKERS TRAVEL INSURANCE, STUDENT TRAVEL INSURANCE
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