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Ezine ready page
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Posted on June 11, 2009 by mathew sabri | Posted under Travel and Leisure
Claiming on your travel insurance
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It is reasonable to grasp thatpeople will and do panic in emergency situations, but a little bit ofcalm and knowledge that you are insured for any crisis, should enablethings to be sorted out pretty quickly. It’s easy to get caught up inworrying about what might happen. But there’s usually nothing to worryabout. There are a few simple points you need to remember that willallow you to ensure things work out okay. Multiple copies ofyour vital information, stored in differnt places, is always useful andsometimes a godsend. Keep one on you at all times if possible. Policynumber and your insurers contact details are of greatest use to you inan emergency situation. Generally, the sooner you contact yourinsurance company the better. In cases of medical emergency this isimportant. In non-life threatening cases, and where you don’t have fulldetails of your policy with you, it might be best to contact thecompany to see if you’re covered before you opt for whatever insanelyexpensive treatment you may need. If you’ve lost something orhad it stolen, it is possible to make the claim once you have returnedto the UK. Just watch out for time limits. The claim might have to bemade within 30 days of the incident. What you do need to do, however,is report all theft to the local police, and obtain a crime report. Beaware, in developing countries with high numbers of foreign tourists,this is seen by many police as a waste of their time. You might have togive officials a small bribe to make progress. While this may seemalien to us, is some countries it is standard procedure. Anothercommon claim is for baggage lost by airlines, hotels or transportcompanies. The thing to watch out for here is accountability. It’simportant that, if possible, some sort of admission of culpability isobtained to forward to your insurer. It wouldn’t be unheard of for anairline to deny losing something even after their staff admitted to thefault at the time. In the information age getting in touch withyour insurer, even if you’ve lost your wallet with all the contactdetails in, isn’t usually going to be that difficult. Even if you don’thave a policy number to hand, the staff at the insurance office shouldrecognise your name and be able to confirm your details through somesort of password system set up when you bought the policy. etravelinsurance.co.uk offer great deals on student travel insurance including backpackers insurancewhich is especially designed to offer economical travel insurance coverfor backpackers, gap year students and anyone taking an extended tripabroad. About The Author: |
Tags: BACKPACKERS TRAVEL INSURANCE, STUDENT TRAVEL INSURANCE
