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Posted on September 1, 2008 by Colette Stenson | Posted under Insurance
Nursing Malpractice Insurance
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Some Policies are LimitedWhen it comes to the policies that are offered by your employers, you may find that their nursing malpractice insurance policies are a bit on the limited side. They may not cover incidents that happen when you are off duty or on private duty as well. So, once you transfer to another job, you may not have the insurance that you need right away. This can be dangerous for you and may lead to you being susceptible to a lawsuit, which is why so many nurses today are choosing to have their own policies so they are protected at all times. Keep Yourself ProtectedIt is so important that you are well protected as a nurse, and having good nursing malpractice insurance can definitely provide you with the protection that you need as a nurse. In some cases there can be claims against you that total millions of dollars, which means that you'll definitely want to have some good protection. Also, you'll be protected against libel and slander cases as well. Protection After HoursOne thing that you'll find in a private plan that you get yourself is that you do have protection after hours as well. Sometimes injuries or lawsuits can occur when you are not actually on duty, and you need to be protected then as well. When you go with great nursing malpractice insurance yourself, you'll be able to find a plan that offers this after hour protection. Discounts are AvailableThere are discounts that can be found for many nurses when they need to have nursing malpractice insurance. Student nurses are often able to get a discount as well as nurses who have just graduated. There are also special discounts that are available for nurses who take risk management courses and those who are retired. So, if you need to have some insurance as a nurse, you may want to check into various companies and find out whether or not you are able to get a discount on the insurance that you need for your career of choice. About The Author: Colette is the Editor and Publisher of Article Click. For more FREE articles for your ezine and websites visit - www.articleclick.com |
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