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Posted on February 23, 2008 by Jeered | Posted under Finance
Why try to finance a car when you will not even pay your child support
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When you are is the car business they teach you to ask qualifying questions. That's how you figure out whom you have in front of you, without being intrusive. Simple questions in conversation like, which lender is your current car financed through. If it is GMAC chances are that you have decent credit, or you did a few years back. How did you like them? If they say they are great, they made their payments on time. If they say I hate them they won't stop calling me, then you probably have a problem. With that said I usually could feel a person out pretty well before we even sit down at the desk. I never found a way, without being rude to ask. Are you a deadbeat dad? I never knew how to address that question. Most times you don't even think of it because you will see it only about once a week. Usually a person knows that their behind and they want to try to get approved over the phone, and you can tell them at home to stop shopping. That is understandable but it is those people that say, "I have good credit I don't owe anybody." Until you pull their credit and find out they should say, "I don't pay anybody." Then they have the nerve to get mad at you when you can't sell them a car. It's not the salesman's fault you can't finance a school lunch. They puff their chest out and poke their finger on the desk and say, " if yall don't wanna do it I'll take my business down the road." Or they say, "This is the fourth dealership that I have been in today and everybody keeps telling me the same thing." Salesmen don't get paid by the hour, why wouldn't I want you to leave in a new vehicle? That would be like calling a plumber out to fix a leak and him coming out just to say I don't fix leaks. It is not realistic to think a salesman wants to pass on a sale, or a bank will loan you money if you will not even pay for your own children. If your not sure what is on your credit report look. It is free and can save you a lot of time and maybe embarrassment. If bill collectors are calling you or your not paying for your children you're probably not going to get approved. Most places wont even waist their time they send a manager to kick you out. If you can't even afford to pay for your children it's not time to buy a new car. About The Author: Do you have a error or medical bills on your credit report giving you a bad score? Learn how to remove those negative lines free. |
Tags: BAD CREDIT AUTO FINANCING, AUTO USED CAR, BAD CREDIT CAR LOANS, AUTO FINANCING
