How you handle loans has a tremendous impact on your FICO score more than any other factor in your credit history. It's a fact, you are scored heavily on the kinds of loans you have, the length of time of those loans, how much you owe, and your repayment history, are key clues that credit bureaus use to calculate your credit score. If you can wisely manage your loans, you will add points to your credit score quickly. Here are 4 key tips...
Latest Credit Articles
Loans: 4 Keys To Better Loans and a Better Credit Score!
Posted on August 18, 2009 by Jim DeSantisEssential Tips On How To Compare Credit Cards
Posted on August 18, 2009 by garyllordsThere are many different types of credit cards, designed for different people with different needs and different incomes. From the the simple low interest credit card, to the airline credit card, to the much desired unlimited AMEX.
Family Finance: 6 Ways To Tame Your Spending Beast and Fix Your Credit!
Posted on August 16, 2009 by Jim DeSantisWhen it comes to having the nicer things in life, good credit is absolutely a must unless you have bags of cash under your bed and can just buy anything when you want it. If that's not the case, like most of us you need credit, good credit, to give yourself and our family a quality lifestyle. Here is how...
You Can Obtain a Increased Credit Score
Posted on August 16, 2009 by Darin Sewellhaving poor credit can be a huge pain to have to deal with. It can make you to get refused for loans and possibly cost you a job! This article will present you some simple tips to fix your credit and begin turning your financial life around!
Quick Steps to Improve Your Credit Score
Posted on October 17, 2009 by Kevin BarnetteIf you are paying monthly installments for three or four loans, then you must opt for consolidation. Check out some quick steps to improve your credit score. Although these tips are simple, in practise they are very effective.
6 Keys That Lenders Use To Evaluate You!
Posted on August 14, 2009 by Jim DeSantisIt's a wise move to sit down with your banker or loan officer. Why is this a good idea for you? When you learn how these finance folks think, you will have a serious edge when it comes to getting credit. Here are some tips to make the most of the thinking process of lenders.
These 11 Steps Will Give You Great Credit and Money In The Bank!
Posted on August 12, 2009 by Jim DeSantisHaving a good credit score is just a matter of using a little common sense. But, we all know how difficult it can be to understand the 'fine print' in most fix credit programs. Here are 11 basic steps you can adopt starting today that will do wonders for your financial wellness.
Be Very Careful Of These 5 Credit Repair Company Scams!
Posted on August 12, 2009 by Jim DeSantisMixed in with legitimate credit repair services are a great number of credit repair scams out there. These scams often promise to magically erase your bad credit overnight. In reality, many of these so-called 'experts' will either overcharge you, involve you in illegal activity, or actually put you in a worse financial situation. Here are the 5 of the most common scams.
Selecting the Best Gas Rewards Credit Card
Posted on August 11, 2009 by Ashley Jane SummersAre you looking for the Best Credit Card with Gas Rewards in the market? If you enjoy traveling or already have a Gas Rewards Credit Card. This article fits you, its about considering getting this card and how to maximize its rewards.
How To Survive Your Credit Meltdown!
Posted on August 9, 2009 by Jim DeSantisFinancial disaster can happen anytime - good economy r bad economy - bankruptcy, divorce, legal judgments, unemployment, illness, etc. Any of these are traumatic and can affect your FICO credit score in a big way. If you have faced a financial meltdown, you need to take action fast and work diligently if you want to fix your credit and rebuild your FICO score.
Popular Credit Articles
How To Prevent Corporate Bankruptcy
Posted on November 9, 2007 by Lee KendrickThis is a fantastic article written by one of the leading credit experts (Lee Kendrick) about 'How To Prevent Corporate Bankruptcy'. I highly receommend this article, especially if your business is strapped for cash or if you're starting a new business.
Credit Repair: How to Restore Your Credit Rating
Posted on June 15, 2008 by Chane SteinerIt's no secret that we live in a credit society. If you have a credit rating of sufficient rank, you can live a very nice life as long as you maintain responsible payment habits. There are vast numbers of Americans that have seen their credit ratings fall to levels that disallow them from acquiring the things that they want out of life - including some of the basic necessities like housing and transportation. If you are one of those people, there is still hope! You can take steps to improve your
Top Causes of Credit Default
Posted on September 28, 2008 by Colin KiddMany people only realise they have a Credit Default when they are declined for some form of credit. There has been a credit default listed on their Credit Report and it has resulted in the decline.
Charge Off: What Does It Stand For Your Credit Card?
Posted on October 2, 2008 by Freeda PouxCharge off is a term often used by creditors when a borrower fails to return the money they got from financial institutions. When a borrower is late with payments and the debts are accumulating more and more, at a certain point, they will be informed that they will have to deal with a charge off.
5 ways to get the best card credit deal
Posted on October 31, 2008 by F.J.YanieToday there is no need of visiting different credit card companies to get the best card credit deal for yourself. This is because all the research and information you require for making this decision is available on the internet. All you have to do is to visit the websites of the different credit card companies, where you will find all the required information.
Credit Card Fraud and Identity Theft
Posted on June 1, 2009 by Brain R WhiteYou can have your credit card company call you if there are any charges that seem out of character. This is the way most people find out about identity theft in the first place. If your wallet is stolen, cancel the card immediately. Even a lost cell phone can run up a bill on your credit. These are more difficult to dispute as well. Never give your information to anyone. You just never know. For more great credit card articles, please visit my site over at http://www.CreditCardHelp.com.au ...
Top Ten Excuses for Avoiding Credit Repair
Posted on November 24, 2008 by Sara ToliverPeople give all sorts of reasons for not working to repair their credit. Here are top 10 reasons people avoid credit repair and why none of the reasons should continue to stop you from working to repair your credit reports.
How to Determine Your Credit Rating
Posted on December 31, 2008 by Michael D. StraussYour credit rating is a vital factor in deciding whether you can get credit, and at what cost. How can you find out what your own personal rating is?
Credit Card Interest Rates Can Vary Considerably
Posted on December 31, 2008 by Arthor PensCredit Card Interest can vary considerably from lender to lender, and the rate on a particular card may jump drastically if a consumer is late with a single payment or goes over their limit.
Credit Repair Business For Sale
Posted on February 3, 2009 by Roger VetrubaIf you're looking for a credit repair business for sale, one way you can save money is through buying a franchise that includes everything you need to run your business. The major reason to buy a credit repair business for sale is to acquire the revenue stream, which is derived from the brand, ongoing operations executing the credit repair files, and referral sources.
