Are you searching for a pay as you go phone cards? Have you considered Phones 4 U pay as you go phones? It is one of the best schemes available in the market. With this phone care, you will be able to have full control over your phone bills. You will be able to use it only for the value that you have topped up in your Escape Card. Further good news is that you will not be charged any transaction fee or monthly fee for using this MasterCard. What more do you need?
Latest Credit Articles
Phones 4 U Prepaid Cards
Posted on November 3, 2009 by Compare PrepaidCredit Repair Companies - Beware of Scams
Posted on October 31, 2009 by Jim EastmanCredit repair companies perform a badly needed services for consumers. But if you choose the wrong one, you could be left much worse off than you already were. Here are 10 important tips to avoid being scammed!
Understanding The South African National Credit Act
Posted on November 2, 2009 by AlterSageBefore you apply for credit, it’s important to understand the new National Credit Act, and its effect on consumers in South Africa. The South African National Credit Act (NCA) has significantly affected the way that credit is granted and used in South Africa.
How Are Credit Card Payments Prioritised?
Posted on November 2, 2009 by AlterSageWhen you make payments towards your credit card debt, do you know how those payments are prioritised in terms of interest, debt and actual charges?
How Much Credit Do I Qualify For?
Posted on November 2, 2009 by AlterSageWhen you qualify for a credit card, your bank will determine your credit limit, based upon a number of factors detailed below. Credit cards offer individuals greater financial flexibility and improved spending power, by providing access to a line of credit on an ongoing basis.
The Truth about the Credit Crunch
Posted on October 31, 2009 by Christopher Music WAARevisiting the Debt-to-Income Ratio Rule If you have ever applied for a mortgage, you may well have wondered about where that “28/36 debt-to-income ratio rule” came from that the mortgage broker talked to you about….and whether it even makes any sense. After sometime researching, I discovered some very surprising facts.
How Collection Agencies Violate Debt Collection Laws
Posted on October 31, 2009 by Nick AdamaThe Fair Debt Collection Practices Act was originally designed to protect debtors against abuse by collection agencies pursuing a debt. There are numerous violations that may cause penalties against the debt collector.
Credit Card Balance Transfers
Posted on October 31, 2009 by AlterSageJust like any other line of personal credit, credit card debt is charged at a relatively high interest rate. This is primarily due to the higher risk associated with credit card loans, and the fact that that credit card debt is not very liquid: If a cardholder defaults on payment, it’s difficult to turn the outstanding balance into cash.
Applying for a Credit Card Online
Posted on October 31, 2009 by AlterSageIt’s never been easier to apply for a credit card in South Africa, thanks to the easy application facilities available online. These days, applying for a credit card can be done from the comfort of your home or office, without having to stand in long queues or fill out reams of paperwork.
Government Pushes for Increase in Monthly Repayments
Posted on October 29, 2009 by Justin SchamottaThe government proposes new laws this week to combat increasing levels of credit card debt in the UK. The proposals could see minimum monthly repayments increase by up to 50% to prevent borrowers from falling into costly long-term credit card debt.
Popular Credit Articles
Cash Back vs. Rewards Credit Cards: Which One Should You Get?
Posted on February 18, 2008 by Annette D. WilsonConsumers today are given more options when it comes to credit cards. There are cash back credit cards that give away rebates or points equivalent to cash while some credit cards provide bonuses by means of rewards such as free travel, free gas, charity donations, etc. With all these choices, which credit card should you get? To answer this question objectively, let's consider the advantage of both cash back credit cards as well as rewards credit cards.
Can Bad Credit Keep Me from Being Hired?
Posted on November 30, 2008 by Stuart HunterFour out of five Americans do not realize that having bad credit can cause them not to be hired for a new job. Learn how employers can use your credit and how you can minimize the effect bad credit has on your job hunting success.
No Interest, No Payment Plans and Your Credit Rating
Posted on December 28, 2008 by Stuart HunterNo interest, no payment plans may seem like a great way to buy Christmas gifts, birthday presents, or something for yourself, but these agreements can go very wrong. Protect you pocketbook and your credit score by knowing the potential consequences of a no interest, no payment plan.
An In Depth Look at the Citi Dividend Platinum Select Visa Card for College Students
Posted on November 1, 2007 by Scott StadlerReviewing the major student credit cards, it is easy to see that most are designed to maximize profit from interest and fees charged to the students. The Citi® Dividend Platinum Select® Visa Card for College Students looks to prove friendlier to the college students who use it.
Crisis - So What's New?
Posted on November 30, 2008 by Nick SnellingFinally, at Casa Desolada, we have learnt about the international credit crunch. Evidently, there is a worldwide economic crisis that is bringing the globe to its knees and one so bad that everyone's lives will be affected. Or so we have picked up from local village gossip.
What Kind Of Negative Entries Can Be Removed With Credit Repair?
Posted on February 1, 2009 by Amanda HashMany people ask us what kind of entries a credit repair agency can remove from their credit report. This is an important question because those seeking credit repair solutions should know what to expect from such services. There are no magic solutions to credit problems and though negative entries can be removed from your credit report legally, not all of them can be removed without time or money.
How does your credit score affect your mortgage interest rate?
Posted on November 19, 2008 by Dr. Jennifer B. Lagrotte DMFTAre you thinking about buying a home? Do you know how your credit score affects your mortgage interest rate? Find out how important having good credit is when you are applying for a mortgage.
Stopping NCO Financial
Posted on June 15, 2008 by Chane SteinerThe NCO Collection Agency has the nastiest reputation of all of the debt collection agencies that you may be faced with. Do not allow yourself to be bullied by them - any of them! They are all bound by the Federal Debt Collection Practices Act (FDCPA). This isn't a joke; this is federal law that protects consumers from exactly the type of unprofessional behavior that so many debt collectors engage in today.
Save more with Direct Debit Processing.
Posted on October 15, 2009 by BankcardA debit card is a bank issued card that allows its user to access the funds in his account to pay for merchandise or services. A debit card acts like a credit card, and is often associated with a credit card brand such as VISA or MasterCard, with the difference being that funds are immediately deducted from the cardholders checking or savings accounts when a purchase is made.
GC Services
Posted on June 19, 2008 by Chane SteinerGC Services is a data processing service provider that doubles as one of the nation's most effective collection agencies for delinquent accounts receivable. They claim to be the largest private collection agency in North America.
