Debt happens to everyone. Some of it is good debt – like home or student loans. Unfortunately, most of it is bad debt – credit cards, high-rate auto loans, high-rate personal loans, appliance loans, and other debts. You have two debt solution choices: permanent and temporary. For long-term debt reduction, use both.
Latest Personal Finance Articles
Finding the Ideal Debt Solution
Posted on February 7, 2009 by JustinRetirement Plan Analysis Let's You Know If You Can Afford To Retire
Posted on February 5, 2009 by Eric BayneMany people, after having invested much of their money into a safe 401k fund, are ready to begin their retire with no money problems. But if you've never bothered to calculate how much you will actually need at retirement, you could be in for a rude awakening.
Should You Apply for A High Risk Personal Loan?
Posted on February 3, 2009 by PindraSo you have used your credit cards to the maximum and now you cannot pay it off? Well, you are not alone in this world. As the matters of fact, there are a lot of people doing just what you were doing. A lot of factors maybe effecting you these day that you need more money than what you have right now. You might be just loose your job, of someone in the family got sick and you have to pay for the hospital bills. The list of problems can go on and on, but the point is that if you cannot find any
Clarifying the Credit Crunch
Posted on February 5, 2009 by Alan GillWe hear about it everywhere now, everyone is talking about it and it's even been added to the latest edition of the Oxford English Dictionary. Just so that you don't miss out on the chat, here's a quick (and hopefully simple) summary of what it's all about....
PPI - a good time to buy?
Posted on February 5, 2009 by Alan GillPayment Protection Insurance (PPI) is often sold alongside loans, credit cards or mortgages to cover repayments if you are unable to work through accident, illness or unemployment in certain circumstances. It has picked up a bit of bad reputation in the last year or two, not because it was a poor product, but because it wasn't always being sold in the right way.
A Simple Guide to Find for High Risk Personal Loans
Posted on February 3, 2009 by PindraIn the global recession like the one we are experiencing today, a lot of people tighten up their budget and cut a lot of spending. But unfortunately, sometimes, no matter how good you have already planned for your monetary budget, there are always times when you need some extra money. Where are you going to find the extra money?
A Retirement Planning Calculator Can Help You To Retire With Money
Posted on February 3, 2009 by Eric BayneYou need to get yourself a good retirement calculator, if you're among the many retirees taking care of their own self directed financial accounts. But even if you are younger and just beginning to work, it's a good idea to start planning for your future retirement.
Eight Steps to Thrive Financially after Your Divorce
Posted on February 3, 2009 by Joseph CarterDivorce can be destructiveand negatively impact both spouses. Whether you are the husband or woman, it is likely that you will encounter some sort of economic hardship following your divorce. If your finances are not handled correctly, the situation can be heightened and made even worse. It is critical to remember that a divorce can cause more than just emotional trauma, in some instances it can lead to financial devastation. Here are a few tips that will assist you avoid some of the most co
Have Bad Credit? Try Credit Repair
Posted on February 3, 2009 by Kameko OliverHaving a bad credit score has several implications, one of which is that it can affect your chances of getting a loan. To fix a bad credit score, many people find it advantageous to try credit repair. Some of the ways of doing credit repair include keeping debt in control, getting copies of credit reports and disputing inaccuracies, doing goodwill negotiation, and seeking help from companies that provide credit repair services.
Social Security Helps Many Retirees Survive
Posted on January 31, 2009 by Eric BayneIt's hard to believe that Social Security has been with us for over sixty years. The first Social Security check went out in the mail in 1940 even though President Roosevelt had signed the Social Security Act into law, five years earlier. Since then, many American seniors have been thankful to receive that monthly financial safety net as they entered their retirement years. Originally, in the first version of the bill, Social Security benefits were to be paid solely to the principal worker. B...
Popular Personal Finance Articles
mobile-communication-in-businesses
Posted on November 5, 2009 by Rich LindsayIt seems it doesn't matter of the type of business you are running, all organizations are incredibly dependant upon communication devices. The most essential tool within the communication system is the device with which conversation is delivered. In the business world mobile phones are the most critical and most oftenforgotten about piece of equipment. The mobile phone rapidly became the most oft sighted personal items after its conception and from that point it has continued t...
Never Pay Strangers To Raise Your FICO Credit Score
Posted on July 28, 2009 by Jim DeSantisWhen you are hiding from bad credit collectors, the credit fix conmen are ready to pick you clean of your last few bucks by promising to sell you miracles that will fix your FICO credit score or wipe out your debts. Read on to find out what you can do for yourself right now to get back on the path to good credit.
Budgeting Tips for Financially-Independent Women
Posted on October 21, 2009 by Rizza DavisDespite being relatively experienced with finances, some financially-independent women might still find it difficult to effectively managing their budget. If you’re in the same situation, read on for some tips that can help you develop your budgeting skills.
How To Find A Personal Injury Attorney
Posted on October 27, 2009 by rudy silvaDo you need a personal injury lawyer? Do you want to find the best attorney to win your case? Not any lawyer will do. You want to get the most money for your injury. Searching for a good lawyer can be easy, if you know how to search. Read this article, to learn easy steps for finding an injury lawyer.
What's All The Fuss Over Bank Charges?
Posted on August 15, 2007 by Nicholas HuntThe media has recently been filled with coverage of the battle over bank charges, and whether they're fair or excessive. How will the outcome affect banking customers?
Balance Transfer Credit Cards Help to Improve Your Financial Situation
Posted on September 26, 2007 by Julia MaupinBalance transfer credit cards can be valuable for those who want to reduce their credit balance, to save money on interest payments, and to get out of debt faster.
What Are Prepaid College Tuition Plans?
Posted on November 14, 2007 by Lara SawyerGiven the costs of financing college studies, it is sometimes hard for students to pay for tuition.
Excellent Cure for Extravagance, and Especially for Mistaken Economy.
Posted on April 1, 2006 by Reginald CurtisWhen you find that you have no surplus at the end of the year, and yet have a good income, I advise you to take a few sheets of paper and form them into a book and mark down every item of expenditure. Post it every day or week in two columns, one headed “necessaries" or even “comforts", and the other headed “luxuries," and you will find that the latter column will be double, treble, and frequently ten times greater than the former.
Graduation Day's Here : Now What?
Posted on February 16, 2008 by Jane MuderCongratulations, college graduate! You've made it through an enriching educational experience.
Quebec Home Improvement And Renovation Tax Credit (HRTC)
Posted on November 4, 2009 by floristIf you meet certain eligibility requirements, you may be entitled to a refundable tax credit for the 2009 taxation year for expenses incurred under a residential renovation agreement entered into in 2009 for home improvements or renovations.
