So you want to become an embodiment of frugal living? You want to save cash, free yourself from the constraints of the evil green and consume less, ultimately making the world a better place? Read on for six killer tips...
Latest Personal Finance Articles
Frugal Living - 6 Essential Tips...
Posted on September 25, 2009 by JohnForestIs an SMSF the Right Choice for Your Super?
Posted on October 20, 2009 by Daniel HicksThere are definitely some very good reasons for investing via an SMSF. At the same time they do require extra work, responsibility and potentially additional cost. It’s important to understand why it is that you might want to initiate an SMSF, can you achieve the same result by better utilising the managed fund environment? If not then an SMSF may be the right way for you to go.
Sue Debt Collectors Michigan
Posted on October 11, 2009 by Adam AlexanderYou may need to Sue Debt Collectors in Michigan if you are a state resident and continue to be harassed. This page will discuss the Fair Debt Collection Practices Act as well as your rights under the FDCPA. Many consumers do not understand that there are laws to protect them against debt collectors who break the law and creditors who blemish their credit reports. When you experience these problems, you need an attorney with the knowledge and experience that knows how to be...
RBS to slash bank charges
Posted on October 22, 2009 by Sam GoochRBS and NatWest customers will be happy to hear that overdraft fees are to be slashed, saving many consumers hundreds of pounds per month. It is hoped that the move will encourage other banks to follow suit and cut fees.
Austin Energy is building a greener tomorrow
Posted on September 20, 2009 by Joe ClineTaking advantage of Austin Energy’s incentives for energy efficient homes and businesses makes good financial sense. Rebates and loans are available to help Austin residents make environmentally friendly choices.
Things To Know When Making PPI Claims
Posted on September 20, 2009 by Brad HardingIn the past, when you've gone for a loan or credit it was just assumed that you wanted Payment Protection Insurance (PPI) and was included. This has led to thousands of banking consumers complaining about the fact that that they were either not made aware of the additional cost or it wasn't explained to them fully. Thankfully, the government finally stepped in via the FSA and slapped the banks on the wrist before allowing people to claim back their money. Currently there have...
Things To Know When Making PPI Claims
Posted on September 19, 2009 by Brad HardingIn the past, when you've gone for a loan or credit it was just assumed that you wanted Payment Protection Insurance (PPI) and was included. This has led to thousands of banking consumers complaining about the fact that that they were either not made aware of the additional cost or it wasn't explained to them fully. Thankfully, the government finally stepped in via the FSA and slapped the banks on the wrist before allowing people to claim back their money. Currently there have...
SMSF – Not just for Christmas
Posted on October 19, 2009 by Daniel HicksBefore jumping into an SMSF make sure that you have ticked at least some of the other “good reason” boxes detailed above, otherwise there may be better ways to achieve your objectives.
Benefits Of Using Credit Cards Abroad
Posted on October 24, 2009 by Bo HolOrganising your holiday money Most of us plan our holidays meticulously in terms of where we go on holiday, what we pack, and where we stay. The question needs to be asked therefore why we don't bother to hunt down a bargain on our foreign exchange even though it can mean an increase in our holiday budget. This is a simple guide to help you get the most out of your money whilst you are overseas. Why take cash on holiday? Cash has its advantages and disadvantages. An ob...
Are Direct Lender Payday Loans Better than Using a Broker?
Posted on September 11, 2009 by rlarkinDirect lender payday loans offer several advantages over standard or brokered payday loans. These include: reduced fees since the payday loan lender doesn't have to pay fees or commissions to a broker or affiliate, streamlined application process since you are dealing with the lender straightaway, and better consumer protection since direct payday loan lenders are independently certified and regulated.
Popular Personal Finance Articles
Picking Out the Right Business Credit Card
Posted on June 8, 2009 by Ms. Pamela WilliamsThis article is about choosing the right credit card for your business. If you already have a business and planning getting a business credit card, then you should consider these tips that you may help you out in starting your business credit.
Tips For Earning Big Commission Checks
Posted on May 25, 2009 by Aura MirchandaniSome careers especially those in sales pay you on a commission basis meaning you earn a percentage of the sale. If already work on a commission basis or you are thinking about a job that pays commission here are some tips for earning big commission checks. Depending on the field you are involved in, whether you work for someone else, or whether you are a representative for a company will depend on the commission structure that you are paid by. There are a variety of commission structures used
Help! How Do I Deal With A Collection Agency
Posted on May 25, 2009 by Aura MirchandaniThings got a little tough due to an unexpected expense or loss of your job and now that you are just getting your act back together suddenly you are receiving calls from a collection agency. Are you wondering how the heck things took such a horrible turn and how to deal with a collection agency? A collection agency is an agency that is used by creditors when you owe a debt and do not make the required payment. Some collection agencies actually buy bad debt at a substantial discount and then a
Could You Save Online Using Money Off Voucher Codes, Promotion Codes and Online Vouchers?
Posted on October 16, 2008 by Russell BeechThe majority of people hope that by shopping online they can save money and when they go online to buy the things they need saving is important to them. This news article will give you an informed insight into how to find real bargains and make big savings on your internet shopping. See how discount codes are the answer to you spending less online.
Budgeting Money 101 - Getting Started with a Personal Budget
Posted on November 27, 2008 by AlexWilsonDoes cash just seem to slip through your fingers? Tired of eating nothing but noodles for three days before that next paycheck? For some, budgeting money seems natural. For most of us, it is about as much fun as a paper cut. While it may not be enjoyable, budgeting money is one of life's skills that once mastered, will reap rewards.
Why the Bank Doesn’t Want Your House
Posted on June 9, 2009 by Karla Jo HelmsAn Insider’s View of Why It’s Best to Work With Your Lender – For You AND the Bank – When You’re in Danger of Losing Your House Banks don’t want your home for two basic reasons. First, the bank is not in the real estate business. Secondly, when the bank takes over the house the price is drastically reduced.
How to keep your energy bills down
Posted on June 26, 2009 by Sam GoochEnergy companies have been put under pressure by the Prime Minister to lower their prices to reflect the fall in oil and wholesale gas prices. With high energy prices set to continue over the coming months, I have devised some tips that can help you to keep your bills as low as possible.
Is Making Money Online Just A Pipe Dream?
Posted on June 6, 2009 by TreefrogWe all dream of making money on the Internet and not ever having to punch a clock again. I have been trying so hard to accomplish that dream and sometimes just consider giving up. Everyone says just keep being consistent and it will happen. It takes time to get a website running and achieving the results you are looking for. I don’t know, but it is starting to seem like a pipe dream to me.
An Overview of Mis Selling
Posted on June 9, 2009 by Martyn WittA history of financial mis-selling within the UK stretches back decades from pensions to endowments to payment protection. Why has mis-selling continued to prevail and what might surface as the next mis selling scandal.
Living Daily Life on a Budget
Posted on October 24, 2008 by Jeff NelsonAn important tool to use when trying to manage your money is a budget. A budget allows you to see exactly how much you can spend on a certain category.
