Roland Parris Jefferson III's Articles in Finance

  • A Step by Step Guide To Managing Money and Creating A Budget
    It is not as complicated as it sounds nor is it as dreadful. I know the thoughts are running through your head right now of not being able to have fun or having the...
  • Bad Debt Is Usually a Lost Cause
    Companies and businesses often end up with bad debt and institutions regard bad debt as a loss for all intents and purposes. From an accountant’s point of view, this debt is in the accounts receivable category, and these are accounts receivable that will not be paid.
  • Bank Of America Credit Card Special Programs
    Many charitable foundations have Bank of America credit cards with their logos on them which contribute a percentage of the cards spending to the cause as part of their reward program. Habitat for Humanity, Make-A-Wish, and...
  • Beware of Debt Elimination Scams
    You're up to your eyeballs in debt. Credit cards, student loans, mortgage and car payments, you name it. Then one day you get an email introducing you to the wonders of debt elimination.
  • Capital One Secured Credit Cards Get Consumers Back On Track
    Many people have viewed the Capital One credit card advertisements on television. These cards promise with enthusiasm to provide many benefits for people.
  • Capitol One Credit Card Premium Credit Services
    Capitol One credit cards have cards with smaller spending limits and credit requirements which are easier for people newer to credit or who have had problems managing their credit in the past; these cards will often have credit limits under 5,000 dollars.
  • Chase Credit Cards Available For Many Interests
    No matter what your financial needs or the benefits you are looking to get from your charge accounts, Chase credit cards have a variety of products to meet those needs. Different people have different credit needs and may...
  • Choosing A Gas Credit Card
    All of the major credit card companies offer a gas card; many offer an introductory interest rate of zero percent, the length of this introductory rate varies by company, usually six to twelve months.
  • Corporate Credit Cards: Convenient Bookkeeping
    The issuing of a corporate credit card is a great idea, not only from a convenience standpoint, but also from a bookkeeping standpoint. A corporate credit card given to an employee lets that employee use the card whenever...
  • Credit Cards For Bad Credit Can Help Rebuild Credit
    Despite all the publicity to the contrary, there are credit cards for bad credit holders and people are willing to pay a lot of money to get themselves more credit. Very few people with bad credit planned for it to happen, but illness or joblessness...
  • Credit Cards For Students Offer Convenience And Safety
    Credit cards for students are a great deal for many individuals and groups. Parents will find that credit cards provide a convenient way to provide for their children away at school.
  • Credit Cards Required For Many Purchases
    In today’s world of plastic, it is almost necessary to carry credit cards, whether you want to charge your purchases or not. They are almost a necessity for car rentals, motel reservations and for making purchases online.
  • Debt Consolidation Planning The Easy Way
    Deciding to get out of debt is admirable and the right decision for most people as debt can really slow people down. It can rob one of peace of mind by dwelling on it. Debt consolidation is a great starting plan for reducing debt.
  • Debt Help can give you Peace of Mind and Financial Health
    Consumer debt has become a common part of our culture today. With the ease of obtaining credit cards and the convenience of using them, the unfortunate result has been many families without the means of paying off debts quickly and easily.
  • Debt Management by Professionals and Non-Professionals
    In today’s world, especially in America, debt management is a very popular field. Of course, some people specialize in it in more formal ways than others, but even those who simply manage their own debt and that of their immediate family members are doing a job that deserves some credit.
  • Debt Relief: One Day At A Time
    The average American family is struggling with more and more debt every year. The attitude of the 1950’s American family has turned 180 degrees and the American dream alongside it.
  • Debt Settlement and Bankruptcy
    As things change in ones life, there may come a time when bankruptcy is the only way for debt settlement to happen. Most people fall in love and marry thinking that they will grow old together. When the marriage doesn’t work, there are expenses that need to be paid in order for the divorce to work.
  • Financial Institutions Make It Easy To Apply For Credit Cards
    Financial institutions usually make it quite easy to apply for credit cards because these institutions make substantial profits from the credit card business. Many of these institutions send representatives or literature to college...
  • Get Foreign Currency From UK ATMs With Your Credit Card
    Following a successful six-month trial, ATM organization Link has announced that they are to increase the number of UK ATM's...
  • Get Instant Approval Credit Cards Online
    There are a lot of people who are talking about instant approval credit cards today. This is because there are various companies who are claiming that they can offer the best ones online.
  • Getting Rid of Debt with Consolidation Loans
    Virtually everyone is in debt nowadays. Almost nobody can escape the trials of being in debt in America today. Some people manage to get by with less debt than others, but the bottom line is
  • Guaranteed Credit Cards Provide Great Service
    Guaranteed credit cards are helpful to those with less than perfect credit in a world where credit cards are very useful. Many people make transactions with credit cards because they are very convenient. Pull up to the gas station, and...
  • HSBC Credit Cards: Worldwide Coverage
    If you are a frequent travel to other parts of the world, such as would be required for some sales or executive positions, it would be necessary to obtain a credit card that could be used no matter where you go. That’s why HSBC...
  • Many Merchants Accept Credit Cards Online
    The computer geniuses that have developed computers and the internet have made life easier for anybody with a computer and a modem. There are so many errands and duties that people can accomplish because many...
  • Merchants Large And Small Accept Credit Cards
    Long ago people used credit cards for large purchases, and they often did not think about using their credit cards very often. Currently, many merchants accept credit cards for large purchases and small purchases as well.
  • Offshore Credit Cards Are Not For Everyone
    Offshore credit cards provide services for a very limited number of people including those who have accounts that are located outside of the United States. These people keep their money in other places because of the nature...
  • Paying Down the National Debt
    Most Americans have more debt than savings; it seems to be the new American dream. Of course it is dangerous to carry too much debt, but there isn’t much most people can do.
  • Sears Credit Cards Pay For Many Items
    Sears credit cards are very useful because the stores affiliated with Sears credit cards carry a vast array of the needs of most consumers. Sears credit cards are very useful as well because the stores are conveniently located in...
  • Should I Hire a Debt Settlement Lawyer?
    A debt settlement lawyer is an attorney who can help eliminate or reduce your debt. There are times when a debt settlement lawyer will encourage you to file for bankruptcy, but most of the time he or she will work with your creditors to accept a percentage of what you owe as final payment.
  • Solutions For Obtaining A Credit Card With Poor Credit
    Anyone can perform an internet search to look for credit cards with poor credit and find hundreds of results; there are so many choices and the “small print” is so varied it can be hard to understand exactly what a consumer is agreeing to.

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