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FICO Score Articles

Posted on October 21, 2009

Ways To Recieve A Free of charge Annual Consumer credit Report

If you have bad credit and are wondering how to make it better then check out this article. It will give you a number of proven tips to improve your credit scores fast..

Posted on October 21, 2009

Improve Credit Scores-Prime Advice To Improve FICO Scores

If you have bad credit and are wondering how to make it better then check out this article. It will give you a number of proven tips to improve your credit scores fast..

Posted on October 21, 2009

Clear My Credit Ranking At once Please

Are you struggling with bad credit and not sure how to make it better? This article will hel you understand how to increase your credit and keep it high!

Posted on August 27, 2009

Cleaning Up Your Credit Report-Instructions To Get a Improved Credit Score

having bad credit can be a great pain to have to deal with. It can cause you to get denied for loans and even cost you a job! This article will give you some easy tips to fix your credit and begin turning your financial life around!

Posted on August 18, 2009

Loans: 4 Keys To Better Loans and a Better Credit Score!

How you handle loans has a tremendous impact on your FICO score more than any other factor in your credit history. It's a fact, you are scored heavily on the kinds of loans you have, the length of time of those loans, how much you owe, and your...

Posted on August 16, 2009

Family Finance: 6 Ways To Tame Your Spending Beast and Fix Your Credit!

When it comes to having the nicer things in life, good credit is absolutely a must unless you have bags of cash under your bed and can just buy anything when you want it. If that's not the case, like most of us you need credit, good credit, to give...

Posted on August 16, 2009

You Can Obtain a Increased Credit Score

having poor credit can be a huge pain to have to deal with. It can make you to get refused for loans and possibly cost you a job! This article will present you some simple tips to fix your credit and begin turning your financial life around!

Posted on August 14, 2009

How Do I Repair a FICO-A Easy Approach to Repair Your Own Credit

Are you struggling with bad credit and are frustrated and looking for ways to boost your low credit scores? Then this is the article you need to read as it wil outline a short and simple plan you can use to boost your credit scores fast!

Posted on August 14, 2009

6 Keys That Lenders Use To Evaluate You!

It's a wise move to sit down with your banker or loan officer. Why is this a good idea for you? When you learn how these finance folks think, you will have a serious edge when it comes to getting credit. Here are some tips to make the most of the...

Posted on August 12, 2009

These 11 Steps Will Give You Great Credit and Money In The Bank!

Having a good credit score is just a matter of using a little common sense. But, we all know how difficult it can be to understand the 'fine print' in most fix credit programs. Here are 11 basic steps you can adopt starting today that will do wonders...

Posted on August 12, 2009

Be Very Careful Of These 5 Credit Repair Company Scams!

Mixed in with legitimate credit repair services are a great number of credit repair scams out there. These scams often promise to magically erase your bad credit overnight. In reality, many of these so-called 'experts' will either overcharge you,...

Posted on August 12, 2009

Thinking About Bankruptcy? Stop and Read This!

Choosing a bankruptcy will negatively affect your credit score more than just about any other debt relief solution. Bankruptcy will drastically impact your credit score for many years. Most people understand, after a bankruptcy, they will not be able...

Posted on August 9, 2009

How To Survive Your Credit Meltdown!

Financial disaster can happen anytime - good economy r bad economy - bankruptcy, divorce, legal judgments, unemployment, illness, etc. Any of these are traumatic and can affect your FICO credit score in a big way. If you have faced a financial...

Posted on August 8, 2009

How To Get A Free Credit Report With No Strings Attached!

Search the Internet for "free credit report" and you find find tons of sites and advertisements promising free access to your credit report and FICO credit score. It's overwhelming unless you know how to sort out the really free reports from the...

Posted on August 8, 2009

Credit Fix: Fix Your Credit Report - Fix Your Score!

Don't be a victim of credit report errors! You need to go right to the source - all three credit reports. Yes, all three reports! You must get reports from all three major credit bureaus. They are Experian, TransUnion, and Equifax. Do not get the...

Posted on June 6, 2009

Raise Your Credit Score

Ignorance of the law leaves us at the mercy of lawyers. Without becoming attorneys, we can learn enough to help ourselves as issues come up. Even if we still use lawyers, knowledge will let us prepare and get the most out of fee payments. Understand...

Posted on May 26, 2009

Two very interesting offers – MyFico promotional code and GoDaddy promo code!

One of the main reasons why people go online is related to finding promotional or discount codes. These virtual coupons offer great savings and they are considered to be a highly efficient marketing tool. Regardless of our age or occupation, we...

Posted on February 3, 2009

Have Bad Credit? Try Credit Repair

Having a bad credit score has several implications, one of which is that it can affect your chances of getting a loan. To fix a bad credit score, many people find it advantageous to try credit repair. Some of the ways of doing credit repair include...

Posted on January 29, 2009

FICO Scores: How Your Credit Report is Assessed

Learn how your credit report is mathematically figured to create a FICO score using a credit scoring system created by the Fair Isaac Corporation. It's important to learn about FICO scores because this number that will determine which home you can...

Posted on November 19, 2008

How does your credit score affect your mortgage interest rate?

Are you thinking about buying a home? Do you know how your credit score affects your mortgage interest rate? Find out how important having good credit is when you are applying for a mortgage.

Posted on November 16, 2008

How do foreclosures affect your credit?

Have you filed for foreclosure and wonder how it will affect your credit? Find out what it means to your credit score when you file for foreclosure.

Posted on November 8, 2008

Do you understand your FICO score?

Do you understand your FICO score? Find out what it means and how you can raise your score.

Posted on October 19, 2008

Credit repair during a credit crisis

Are you having credit problems? Find out how to get help with your credit and raise your score.

Posted on October 16, 2008

Reasons For Checking Your Credit Report

Your credit report and score tells lenders whether or not you are a good risk to approve a loan. But there are information included on your credit report and score that is often incorrect. This is why it's important to check your credit report and...

Posted on July 21, 2008

The Effects of Closing Accounts on Your FICO Score

Do closing accounts help or hurt your FICO score? There are two main effects that closing credit accounts have on your credit score. Find out what they are and what you should really do.

Posted on July 19, 2008

The Five Most Important Factors Affecting Your FICO Score

There are five main factors affecting your FICO score. They are: your payment history, how much you owe, how long you have had credit, applications for credit, and your credit mix. They are all weighted different and understanding them could get...

Posted on June 8, 2008

The Important Link Between Student Loans And Credit History

Many students will need to apply for private supplemental loans to finance their way through college and so it is very important that the link between private students loans and credit history is fully understood.

Posted on April 30, 2008

The Impact of Foreclosure on Your Credit Score

How much and how long does foreclosure impact your credit score and how much more does it cost you in additional interest expenses over time?

Posted on April 4, 2008

Business debt relief is no more important than household debt relief.

Managing your business debt relief should be no different than managing your household debt relief program. The very same principles apply.

Posted on March 10, 2008

Avoid Predatory Lenders and Get a Good Home Loan

How to avoid predatory lenders and get a good home loan.

Posted on February 18, 2008

The Fast Way to Delete Negative Credit & A 720 FICO Score

CREDIT ADVOCACY how to obtain business line of credit Learn how to raise your credit score in months, not years. Find out how to get a business line of credit for $100,000 or more without any collateral in two months or less. Learn how shelf...

Posted on February 1, 2008

Solutions For Bad Credit

A bad credit rating is something many of us are aware of, so much so that it frightens us into acting in a certain way. Well for the most part our fears are justified.

Posted on October 3, 2007

Find Out Why You Need To Know Your Credit Score

Your credit score affects more areas of your life than you realize, and if it is being calculated based on some erroneous data, it is being calculated lower than it should be. This is costing you money unless you take steps to get it corrected, which...

Posted on October 3, 2007

3 Great Credit Ideas

Finally, ideas that are easy to follow and will help your credit status. These ideas will have been overlooked because we find ourselves trying to figure out the credit world. No longer necessary you can't live without knowing...

Posted on October 3, 2007

How To Prepare Your Credit For Getting A Mortgage Loan

A mortgage loan is probably the largest loan you will ever take out, so it is important that your credit score look as good as possible to a potential mortgage lender. The better your credit looks, the less risk you will appear to be, which will...

Posted on October 2, 2007

Find Out How Your Credit Score Is Calculated

You need to know how your credit score is calculated, which is not a secret, so that you can know where to focus your attention to raise your credit score. A good credit score is valuable in many ways, including determining your car insurance rates...

Posted on September 20, 2007

Get Free Credit Report and FICO Score

Free credit report does not include FICO score. This article explains one alternative to get your free credit report and FICO score.

Posted on August 15, 2007

How To Do A Credit Makeover For A Mortgage Loan

For most consumers, a credit makeover is probably long overdue. Credit requirements are getting tougher for big ticket items like a mortgage, and the better your credit score is, the more attractive offers will be available to you, which can save...

Posted on August 12, 2007

How a Lack of Credit Score Knowledge Costs You Thousands

Less than half of all consumers have a good understanding of credit scores and how they impact interest rates, insurance rates, and more. Find out what you should be doing to raise your credit score, since doing so can save you a lot of money every...

Posted on August 3, 2007

Learning To Use Your Credit Report

Your credit report contains a wealth of information about you. Make sure the information is accurate, which is your best option for getting the highest possible credit score.

Posted on July 31, 2007

Being Aware of the Additional Costs of Credit Dings

Having some additional negative comments or dings on your credit report is not the end of the world, but it can now cost you money in places that have nothing to do with credit. Find out what that is and what you need to be doing about it, starting...

Posted on July 27, 2007

Getting A Better Loan Or Mortgage Rate With A Better Credit Score

You can get a better rate on your mortgage, car loan, and other credit cards simply by making sure that your credit report is error-free. Find out what you need to know and get that process started today.

Posted on July 27, 2007

How To Increase Your Credit Score In The Tough Lending Market

As the lending market gets tougher, it is more important than ever to do what you can to increase your credit score. Some of the things you should do are counter-intuitive until you consider the logic behind it.

Posted on July 19, 2007

Do You Know The Score On Your Credit Report

You know the score from last night's ball game, but do you know your credit score? It is much more important than last night's game, and knowing your credit score and how you can improve it can save you hundreds and even thousands of dollars per...

Posted on July 19, 2007

How To Give First Aid To A Bad Credit Score

Don't use a band aid when surgery is required. Find the reason that you have a bad credit score, and then take these steps to raise your credit score so that it actually reflects reality for you, and then keep it healthy.

Posted on July 14, 2007

How To Get 100% Financing If You Have Bad Credit

With a clean credit report and credit score, you can get as much as 100% financing for that new loan, but before you apply, make sure you have done everything you can to get your credit reports as clean as possible, which will give you the best...

Posted on July 14, 2007

Don't Allow A Low Credit Score To Cost You Thousands Per Year

A low credit score can be costing you hundreds or thousands of dollars per year needlessly. Find out why your credit score is low, and you may find that it is lower than it should be because of errors that are being reported.

Posted on July 6, 2007

Discover The Facts About Your Credit Bureau Report

Although most people don't know it, your credit bureau report almost certainly contains errors. There is no mechanism in place to automatically fix those errors, and they do not get fixed until you dispute the error. Do it today because the errors...

Posted on June 10, 2007

How and When to Fire Your Realtor

Ever felt that your real estate agent or broker wasn't doing his job and you wanted to "fire" him? Usually firing him is often as simple as paying a penalty of $250 or less, but you have to carefully read the "termination clause" in his Listing...

Posted on June 10, 2007

How Distressed Home Sales Impact Your Home's Value

We know the gut wrenching feeling when a home sells down the street from you for well below Fair Market Value (FMV). You may only find out when a perspective buyer says your home is too high priced because of that distressed home sale! Distressed...