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Borrowing Articles

Posted on October 29, 2009

Government Pushes for Increase in Monthly Repayments

The government proposes new laws this week to combat increasing levels of credit card debt in the UK. The proposals could see minimum monthly repayments increase by up to 50% to prevent borrowers from falling into costly long-term credit card debt.

Posted on July 3, 2009

Getting it right with your credit card

Using your credit card effectively and sensibly has always been important, but with the current financial climate this is something that has become more important than ever. There are a number of tips and hints that could help you to avoid paying too...

Posted on April 1, 2006

Personal Loan Terms Among Friends Can Be Negotiated

People usually think that they can only accept the terms predefined on personal loans and ignore that most lenders are willing to negotiate the terms on their loans up to some extent. But when it comes to friends, the situation may get a bit awkward....

Posted on October 14, 2008

Debt Consolidation Benefits

We live, without doubt, in a modern society where debt is one of the many problems we have to deal with on a regular basis. Debt consolidation has become somewhat of a common occurrence in much of the population.

Posted on October 4, 2008

Retirement at Risk

Every passing day brings us one step closer to retirement. When economic conditions or personal finances are unclear, the road to retirement seems much longer, and the road on retirement seems to be a rocky and perilous one. Don't panic, it's time to...

Posted on August 23, 2008

What Does Mortgage Amortization Mean?

What is mortgage amortization? Loosely

Posted on August 7, 2008

Any Purpose Loans Give Borrowers Flexibility

Personal loans can be taken out for a variety of reasons, from debt consolidation to home improvement. Find out how any purpose loans give you the freedom to use them as you wish.

Posted on July 7, 2008

Analysts Say Secured Loans Are Now A Good Option For Homeowners

In spite of the risks that come along with borrowing against your home, they may be a viable option if people are looking for money according analysts at price comparison website moneysupermarket.com.

Posted on June 28, 2008

Could Refinancing Your Mortgage Be The Answer To Clearing Your Debts?

Many people today with mounting credit card and similar debt are tempted to clear their debt by re-mortgaging their home and here we look at whether or not this is a good solution.

Posted on June 7, 2008

Why Apply for a Loan?

Getting into debt isn't to be taken lightly, but there are times when a loan is necessary. What are the some of the reasons people take out finance?

Posted on June 7, 2008

Understanding The True Meaning Of Credit Card Debt

Most of us posses at least one if not several credit cards these days but without a firm understanding of just how credit cards operate it is all too easy to find ourselves getting into spiraling debt very quickly.

Posted on May 18, 2008

Britons Lead The Way In Europe For Credit Card Use

Figures released by the Bank of England have revealed that Britons had wracked up an astonishing £54.93 billion worth of credit card debt by the end of 2007. It is no surprise then that people in Britain are twice as likely to have plastic credit...

Posted on May 11, 2008

Factsheet: APR, AER and EAR

When it comes to loans and mortgages, some lenders charge hefty upfront fees, and low interest rates, while others charge low fees and high interest rates.

Posted on April 4, 2008

Get Aid In Qualifying For College Loans

Those who are not lucky enough to have their family pay for their college studies inevitably need the aid of financial institutions. Borrowing money to pay for college is very common, however, not everyone knows where to turn to in order to get...

Posted on February 18, 2008

How Interest Rate Manipulations Distort the Housing Market and Cause Foreclosures

Government interest rate manipulation and inflation are the two main reasons for the crisis being experienced now. And the solutions that have been offered so far are simply more rate manipulations and inflation. This is like a doctor giving a...

Posted on February 8, 2008

Should You Borrow From Your 401(K) Or TSP?

Anyone can take a loan from their retirement fund, but should you?

Posted on December 18, 2007

Capital Markets driving the cost of Mortgages

Interest rates and Borrowing are a current hot topic. Banks are keeping rates high at the moment, simply due to risk, but what underlines all this is the cost of lending money between the banks.

Posted on November 14, 2007

7 Tips For Getting Out Of Debt Without Sacrifice

These tips will help you become debt free in no time!

Posted on October 3, 2007

The Story of the Cheltenham and Gloucester Building Society

As a specialist UK loans provider, the C&G focuses its operations on the savings and mortgage market: consequently it is the 3rd biggest mortgage lender in the United Kingdom.