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Credit Bureaus Articles

Posted on September 25, 2009

Why Your Credit Score Is So Important To You

Your credit report and the resulting credit score it calculates are critical to many areas of your life, not only involving financial transactions. Here are some tips about things to look for so that you can keep your credit report as healthy as...

Posted on October 11, 2009

Understanding the Critical Nature of Your Credit Report

Your credit report is no longer used solely to evaluate you as a lending risk for a loan application or mortgage, but it is being used for many more purposes. If your credit score is lower than it really should be, it is costing you money and you...

Posted on February 1, 2009

What Kind Of Negative Entries Can Be Removed With Credit Repair?

Many people ask us what kind of entries a credit repair agency can remove from their credit report. This is an important question because those seeking credit repair solutions should know what to expect from such services. There are no magic...

Posted on April 1, 2006

So You Have Bad Credit?

You are still eligible for a loan. Bad credit is not a bad word. It just means that you have gone through tough times, maybe defaulted on some payments, had unexpected expenses and all the usual problems, big or small, that normal people have. There...

Posted on June 22, 2008

Credit Card Turndowns: Getting A New Chance!

In order to obtain your most desired credit card, you must prepare yourself and follow this advice carefully to achieve your goal without much delays or hassles.

Posted on February 26, 2008

Credit Bureaus: Friend or Foe?

Many people have some common misconceptions about the true nature of the credit bureaus that could be argued is exactly what the credit bureaus want. This is because these misconceptions give people the impression that there is little they can do...

Posted on October 2, 2007

Find Out How Your Credit Score Is Calculated

You need to know how your credit score is calculated, which is not a secret, so that you can know where to focus your attention to raise your credit score. A good credit score is valuable in many ways, including determining your car insurance rates...

Posted on September 25, 2007

All Credit Cards Are Good

All credit cards offer hidden values that only the cardholder can understand. So if you don't like the card for any reason the card is not for you but ...

Posted on August 12, 2007

How a Lack of Credit Score Knowledge Costs You Thousands

Less than half of all consumers have a good understanding of credit scores and how they impact interest rates, insurance rates, and more. Find out what you should be doing to raise your credit score, since doing so can save you a lot of money every...

Posted on July 14, 2007

Don't Allow A Low Credit Score To Cost You Thousands Per Year

A low credit score can be costing you hundreds or thousands of dollars per year needlessly. Find out why your credit score is low, and you may find that it is lower than it should be because of errors that are being reported.

Posted on June 8, 2007

How Credit Report Inquires Affect Your Credit Rating

Do inquiries into your credit report have any effect on your credit rating? You bet they do but it depends on the time factor and type of inquiry.