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Credit Report Repair Articles

Posted on September 25, 2009

Credit Repair Secrets Of The Pros

You might be shocked to learn that there are several ways you can use to repair your own credit score. Indeed it is true… these are highly confidential credit repair secrets in the credit world purely because if these strategies became public...

Posted on February 3, 2009

Have Bad Credit? Try Credit Repair

Having a bad credit score has several implications, one of which is that it can affect your chances of getting a loan. To fix a bad credit score, many people find it advantageous to try credit repair. Some of the ways of doing credit repair include...

Posted on October 23, 2008

Help With Your Credit Repair

The search for credit repair help can be a little scary at times. There are so many factors that come together to lower your score that it can be confusing as well. Your exact situation will always be just a little different from anyone else's; you...

Posted on October 16, 2008

How Can My Bad Credit Be Fixed?

Remaining pro-active in your efforts to fix your credit is by far the best way. Removing negative accounts and adding positive accounts is the only tried and true method. Both of these processes can take some time, though. The time to start fixing...

Posted on July 4, 2008

Credit Repair Works, But Only If You Let It

Credit repair works for those people who are willing to devote the time and resources towards fixing their credit reports. Conversely, those who do not believe in credit repair will never see the benefits it can provide.

Posted on June 26, 2008

Credit Repair: Improve Your Credit Rating Quickly!

In America, you can't even walk down the street without somebody wanting to check your credit. If you suffer from bad credit, then you need to learn techniques to improve your credit rating - and you need to learn them now!

Posted on June 1, 2009

Credit Repair: How to Raise Your Credit Scores

If you need to raise your credit score, the first thing that you need to do is find out exactly where you stand in regards to credit. Everyone has a number assigned to their name between 300 and 850. This number dictates your ability to receive loans...

Posted on June 17, 2008

Credit Repair Myths Exposed

As a credit repair specialist, I'm frequently asked these questions about cleaning up your credit report. It's important to know the answers to these questions before you start repairing your credit.

Posted on June 17, 2008

Credit Repair Help

Finding credit repair help can sometimes be intimidating. There are many factors that can cause your scores to be low. You need to analyze your exact situation. Once you are able to identify the exact problem, you can begin doing research to come...

Posted on June 17, 2008

Credit Repair - Where Do I Begin?

You know you have bad credit, because you can't get approved for any loans that you apply for, but that's not good enough. We need to know exactly how bad it is, so let's get a copy of our credit reports.

Posted on June 17, 2008

Understanding Charge Offs

"Charge off" is an accounting term that creditors use when they assume after a period of delinquency that they are not able to collect on a debt that is owed to them. Creditors write that debt off as a loss against their income taxes. Just because...

Posted on June 17, 2008

Credit Bureaus Exposed!

The credit bureaus love the fact that the average consumer knows very little about them. All consumers really know is that credit bureaus have major power and control over their financial lives. Would you agree that this is true? If so, why don't...

Posted on June 15, 2008

Charge Offs: Understanding How Charge Offs Affect Your Credit

You see the words "charge off" a lot these days. The society is heavily credit dependent and millions of people find themselves in difficult situations concerning their debt. In fact, a full one percent of credit card debts end up being recorded as...

Posted on June 15, 2008

How to Repair Your Bad Credit

If you live in the US, then you need a good credit rating. Unfortunately, there are millions who learned that too late. Their credit ratings are damaged or broken and they desperately need to repair them. Repairing your credit rating is something...

Posted on June 15, 2008

Credit Repair: How to Restore Your Credit Rating

It's no secret that we live in a credit society. If you have a credit rating of sufficient rank, you can live a very nice life as long as you maintain responsible payment habits. There are vast numbers of Americans that have seen their credit ratings...

Posted on June 15, 2008

Credit Repair: Tips for Repairing Your Credit Report

Having a credit score that is less than perfect is quite common these days. A single late or missed payment can drop your credit score by up to 100 points! There are techniques to bad credit report repair that you can learn to fix your bad credit....

Posted on June 15, 2008

How to Raise a Bad Credit Score

We all need to know how to raise a bad credit score. Unless your credit score is at a perfect 850, then there is some room for improvement. Most people do not understand that are many ways to be proactive and raise their credit scores. It's not about...

Posted on June 17, 2008

Improve Your Credit Scores with Legal Credit Repair

There are techniques of legal credit repair that you can use to raise your credit report score. In the US, there aren't very many things that you can do without it having something to do with your credit score. Even to obtain suitable housing and...

Posted on June 4, 2008

Two Ways The Legal System and the Credit System Differ

While the legal system has been set up to protect the rights of the individual, the credit system protects the profits of lenders. Guilty until proven innocent is not a luxury you have in the credit system.

Posted on March 10, 2008

Anatomy of A Credit Dispute Letter

The Fair Credit Reporting Act or FCRA of 1970 has recently been strengthened in order to allow anyone to dispute negative disputes on their credit report. This can be done with a letter of dispute and in turn the credit bureaus must either delete the...

Posted on March 9, 2008

Negotiate Your Debt Like A Professional

Often when a consumer is up to their ears in debt and toying with the idea of filing for bankruptcy, but either can't file or doesn't want to, there are other options. Were you aware that the consumer can negotiate with their creditors and end up...

Posted on March 4, 2008

How to Avoid Being A Victim of Credit Card Fraud

Credit cards have come a long way since it was first used in the US in 1920's. Today it is enjoying global popularity in almost any kind of business available. Along with it, credit card fraud is also becoming a growing trend for modern day thieves....

Posted on January 16, 2008

Credit Repair-Bankruptcy

Bankruptcy is one of the more effective ways to deal with debts you cannot afford to pay. Once you declare that you are bankrupt, all assests in your possession will be used to pay your outstanding debts.

Posted on January 16, 2008

Credit Repair- Reducing payments or suspending a Bailiff's Warrant on a County Court Judgment

Reducing payments or suspending a Bailiffs Warrant is done by debtors who fail to comply with a County Court Judgment.

Posted on January 16, 2008

Credit Repair- Charging Orders In the County Court

Charging orders are filed at the courts by a creditor in order to secure a money judgement ordering the debtor to repay what he owes.

Posted on January 16, 2008

Credit Repair- Bailiffs & Council Tax - Know Your Legal Rights

Many of us do not know how bailiffs work to collect arrears. Basically, bailiffs are private personnel hired by the local council to handle Council Tax and Poll Tax

Posted on April 1, 2006

Your Credit Score: The Essential Facts

Your credit score can have a profound effect on your financial life. It is essential to understand how credit scores work and how you can make them work for you. Here are the important facts that can make all of the difference.