Posted on October 19, 2009New Collection Opportunities in Canada, Latin America and the Caribbean – Part 2.
Opportunities for collection agencies in CANADA will come mainly from the Banking / Credit Card / Distress Lending (Payday Loans) industries as unemployment produces more delinquent customers; credit granters react quickly to potential risk factors;...
Credit Reports Articles
Posted on January 29, 2009FICO Scores: How Your Credit Report is Assessed
Learn how your credit report is mathematically figured to create a FICO score using a credit scoring system created by the Fair Isaac Corporation. It's important to learn about FICO scores because this number that will determine which home you can...
Posted on December 31, 2008Credit Scores and Your Home Loan
Credit scores are a critical component for lenders trying to approve home loan borrowers. But, what exactly does your credit report show?
Posted on October 23, 2008Can I find financing for my wedding?
If you think money and love are two things that should stay separate, you are not being practical. Money makes its need felt even in the midst of the celebration of love. If a wedding can be called a celebration of love then money is right there from...
Posted on October 23, 2008Begin Repairing your Credit
The simplest way to repair credit is to first set up a household budget. This might sound like it is too, easy but it is the very first step in learning to control your spending and of course control your debt.
Posted on October 16, 2008Reasons For Checking Your Credit Report
Your credit report and score tells lenders whether or not you are a good risk to approve a loan. But there are information included on your credit report and score that is often incorrect. This is why it's important to check your credit report and...
Posted on October 13, 2008Credit Card Companies Could Lower Your Credit Score
Credit card issuers have begun lowering the credit limits of credit card users who have a late payment, apply for other sources of credit, or have their credit scores drop. This can then cause credit scores to drop even further.
Posted on April 1, 2006So You Have Bad Credit?
You are still eligible for a loan. Bad credit is not a bad word. It just means that you have gone through tough times, maybe defaulted on some payments, had unexpected expenses and all the usual problems, big or small, that normal people have. There...
Posted on September 24, 2008The benefits of Credit Reports
Reasons for checking your credit score frequently and tips to help you get out debt.
Posted on April 1, 2006Credit Card Debt And Senior Citizenship
It is amazing how credit card debt has begun affecting senior citizens. Though the credit card debt that the average senior citizen holds is almost half the debt that the average American carries, it still reaches up to $5000 and has serious...
Posted on August 30, 2008The Larry Rule - Is Applying for Store Credit Cards Bad for Your Credit?
Larry Lindsey is probably not a name that you know, but he is an important figure in the history of personal finance. Currently, Mr. Lindsey is President Bush's chief domestic economic advisor. Prior to that, he was a Federal Reserve Board...
Posted on August 28, 2008Facts You Might Not Know About Debit Cards
Clearly, having some form of cashless payment is essential to being a fully functioning American consumer these days, and millions of people are opting to use a debit card attached to their checking accounts rather than traditional credit cards. Is...
Posted on August 22, 2008Monitoring your Credit Report
Technologies can make or break your finances so you have to utilize these in your favor. That is why you have to make sure that all your transactions are secured.
Posted on August 10, 2008Getting A Low Interest Auto Loan With Bad Credit
Even if you have bad credit, there is no need to put several thousand dollars down to lease or buy a new car. David Mark Facemyer shows you how to do it right.
Posted on July 19, 2008Refinance a Car Loan with Bad Credit
You may have financed an automobile through a high-interest subprime lender knowing that it's a bad idea. Unfortunately, when you try to refinance the car later on, you find out the salesman lied to you. Here's what to do...
Posted on April 19, 2008Credit and Hiring: Can Bad Credit Effect Whether You Get That New Job Or Not?
The importance of having a good credit history is often emphasized. Some people reason out that they really don't care much about their credit history because they're not applying for credit anyway. However, your credit history isn't just for getting...
Posted on February 15, 2008100% Home Loan Financing - Flex Your Muscle
Did you think 100% financing was only available to first time homebuyers? Did you think it only applied to purchases? Well, think again.....!
Posted on February 4, 2008How Does a Fed Cut Affect Home Mortgage Rates?
You hear about “Fed Rate Cuts" all the time. How does it really affect your mortgage rate, or does it?
Posted on January 31, 2008Your Home Appraisal -What's the Big Deal?
The vast majority of home mortgage transactions will require your lender to obtain an appraisal. A healthy appraisal is a key factor in the mortgage lending process and can kill a transaction as fast as a 300 credit score.
Posted on January 16, 2008How to Sit Pretty in a Real Estate Buyer's Market
Thinking of buying a home because opportunities abound and rates are low? Here are a few tips to get you what you want.......
Posted on August 31, 2007Credit Score - The Appropriate Strategic Plan
The leading stage to enhance your credit score is to explore the sources that have the greatest control on your credit score. At first, your credit account plays a big part in determining your score.
