Posted on August 2, 2009How We Keep Our Credit Score Over 800!
Today's FICO credit scoring reflects a new era of very nervous lenders. In 2008, a FICO credit score of 650 was a a pass key to favorable financing rates to buy a car, purchase a house or get a low-interest credit card. Not any more.
Credit Scores Articles
Posted on August 1, 2009Boost Your FICO Credit Score Just By Knowing These 4 Warning Signs!
A long time ago I found out the hard way that my FICO Credit Score could be the seed of financial despair. It's the one credit number that lenders judge us by so I thought I would show you how that number is arrived at. This is not common knowledge...
Posted on July 31, 2009How To Avoid Dishonest Credit Counselors and Debt Consolidators!
Credit Counselors and Debt Consolidators are inundating the Internet, newspapers, magazines, radio, and television with ads promising to make it easy to fix your poor credit history and your poor FICO credit rating. This appears to be great news....
Posted on July 30, 2009Why You Need To Pay For Your FICO Credit Scores
You would think that finding out what your FICO credit score is would be easy. But, if you have seen your credit report, your FICO credit score is nowhere to be seen. It's almost as if the credit bureau is hiding it. Well, they are, and they want you...
Posted on July 28, 2009Strangers Are Judging You By Your FICO Credit Score!
The loan officer said: 'Sorry, we cannot grant the loan. Your FICO score is just too low.' FICO? What is a FICO credit rating score? How can I fix it? Repairing your FICO credit score is easier than you imagine, once you know what you need to fix.
Posted on July 28, 2009Never Pay Strangers To Raise Your FICO Credit Score
When you are hiding from bad credit collectors, the credit fix conmen are ready to pick you clean of your last few bucks by promising to sell you miracles that will fix your FICO credit score or wipe out your debts. Read on to find out what you can...
Posted on May 30, 2009Common Credit Mistakes You May Not Realize
Most people think a negative credit score is the result of missed payments on loans or credit cards, but that is only a small part of the equation. In fact, there are a number of lesser known factors that come into play that most borrowers don't...
Posted on November 2, 2008Immediate Guaranteed Approval Of Credit Cards?
Lately, there are many advertisements on the internet offering immediate approval for credit cards with all kinds of benefits for customers with any credit situation. You are probably used to ads with exaggerated claims like these, but yet, you may...
Posted on October 23, 2008All What You Need to Know About Your Credit Report and You Were Afraid To Search For
Undoubtedly all of us have heard how important is for our credit history keep a good credit score and how negatively our credit rating can be affected after failing to pay our debts, but sometime people do not really care until they discover that all...
Posted on October 23, 2008How to Raise your Credit Scores Effectively and Permanently
The single best way to raise your credit score is to manage it responsibly while recognizing it takes time. The most obvious way is to pay your bills each month and on time. It's important to live below your means so that you have enough money each...
Posted on October 23, 2008Qualifications for a Free Credit Report
On order to obtain the excellent credit report service, you can use a free online credit report and make sure your credit score is higher. Always avoid becoming victim of identity theft. A credit score is very important for you to get credit.
Posted on October 16, 2008Reasons For Checking Your Credit Report
Your credit report and score tells lenders whether or not you are a good risk to approve a loan. But there are information included on your credit report and score that is often incorrect. This is why it's important to check your credit report and...
Posted on October 16, 2008Can I Improve My Credit Scores?
The first consideration when you're trying to raise your credit scores is to know where you currently stand. Everyone has scores that range between 300 and 850. This number determines if a creditor will extend credit to you as well as interests...
Posted on October 14, 2008Debt Consolidation Benefits
We live, without doubt, in a modern society where debt is one of the many problems we have to deal with on a regular basis. Debt consolidation has become somewhat of a common occurrence in much of the population.
Posted on October 13, 2008Better Your Credit With 5 Easy Steps
For many, improving credit is an important step towards a chance at some of the most important aspects of everyday life. Good credit is vital if you want to own a good car, a good house, or any other major purchase. Like millions of people in...
Posted on September 5, 2008Bad Credit Scores - How do you get them?
There is no doubt that credit scores and credit histories have an impact on an individual's life. The impact can be small or huge, depending on what a person will be using the credit history for. The reasons for getting a less-than excellent credit...
Posted on August 10, 2008Working Towards Credit Card Debt Reduction
Any effective plan for credit card debt reduction will include several key points such as those listed below: o Finding the best interest rate o Reviewing terms, penalties and fees policies on an account o Terminating credit card...
Posted on June 1, 2009Credit Repair: How to Raise Your Credit Scores
If you need to raise your credit score, the first thing that you need to do is find out exactly where you stand in regards to credit. Everyone has a number assigned to their name between 300 and 850. This number dictates your ability to receive loans...
Posted on June 15, 2008Credit Repair: 5 Hot Tips to Improve Your Credit Score
To improve your credit score is to give yourself a new lease on some of the most important aspects of living. We all need good credit in order to obtain desirable housing, automobiles and any of the other things in life that we wish for.
Posted on April 11, 2008Debt Consolidation Loan and You
Advertisements on debt consolidation make it seem like the best solution to your debt problems. But is this really true? Can you really count on debt consolidation to solve your debt problems? To answer this question objectively, let's talk about the...
Posted on February 4, 2008Get A Home Equity Loan Even With Bad Credit
Bad Credit is always an obstacle when trying to get a loan; when applying for a loan with bad credit you will be facing higher interest rates and higher monthly payments. However, there are ways to overcome this obstacle. There are many online...
Posted on February 4, 2008Getting a Mortgage: Dos and Don'ts
So you've established a great credit rating and are ready to visit a lending institution to see about getting pre-qualified for a mortgage. Here's a few tips for what to do or not do.
Posted on November 13, 2007How Much Bacon Do You Bring Home? Determining your income for a home loan.
How much money you make is a key determination when applying for mortgage loan approval. A mortgage lender has specific ways to determine your income based upon what type of income you earn...
Posted on November 8, 2007What are all these fees and why is a mortgage so expensive?
Not only are the expenses associated with a mortgage hard to understand, people often wonder why a loan costs so much. Here's a little background info to explain why home financing isn't cheap...
Posted on October 22, 2007Home Buying and Down Payments -Show Me the Money!
Ever wonder how much money you need to have put aside to buy the home you've been driving by and dreaming about for the last month? Afraid you don't have enough? Well, many factors contribute to the decision making process of what type of down...
Posted on April 1, 2006Your Credit Score: The Essential Facts
Your credit score can have a profound effect on your financial life. It is essential to understand how credit scores work and how you can make them work for you. Here are the important facts that can make all of the difference.
