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First Time Home Buyer Articles

Posted on November 21, 2009

First Time Home Buyer Tax Credit Extension: More Fuel for the Charleston, SC Market

We’ve had great news in the housing market this past week! The $8,000 First Time Home Buyer Tax Credit will be extended through April 30, 2010. This extension is good news especially for first time home buyers taking advantage of the credit. This...

Posted on November 5, 2009

Some Mortgages Are Better Than Others

It is important that you do not take on more than you can handle if the market changes or interest rates go up. If you don't plan ahead you may find yourself with a home you can't afford.

Posted on November 4, 2009

Real Opportunities for Chicago First Time Home Buyers

As new government incentives are introduced to deal with the dramatic problems in the housing market, these provide new opportunities for home buyers to get into home ownership.

Posted on October 29, 2009

Is Your Agent Pressuring You?

If you have signed a contract, asked to be released from it. If the agent doesn’t release you, contact their broker and explain the situation. Don’t put up with pressure; this is the biggest purchase of your life and you should be given some space...

Posted on October 21, 2009

First Time Home Buyers Help: 3 Tips to Get You into Your Dream Home

Buying your first home is likely the largest single purchase you have ever considered, which is why first time home buyers help is necessary. Because of the cost and significance, it is important to understand all of the details surrounding the...

Posted on October 14, 2009

First Time Homebuyers: Why Some First Time Homebuyers Still Rent

Geared toward first time homebuyers, this article addresses the issue of income tax savings from the home mortgage interest deduction. It encourages prospective homebuyers to check with a tax professional to find out how much they can save, (in...

Posted on September 4, 2009

Are Home Sales Rebounding Off the Tax Credit into Recovery?

There is one main problem for anyone who's trying to take advantage of the last few months of this program however because the December 1st deadline is when your sale must be closed. Normally the contract closing for a home sale takes about a month...

Posted on August 8, 2009

Real Estate-First Time Home Buyers-Before Grabbing Your $8,000 Pot of Gold

First time home buyers, use a real estate agent and a lender to make sure you can even get your $8000 tax incentive on your first home! Time is running out, as the deadline for the tax incentive work for you is November 30, 2009.

Posted on June 4, 2009

The First Time Home Buyer Credit

However, if you're married, you may want to ensure that your spouse also has not owned a home for 3 years prior to your home purchase, as having a spouse who is or has been a homeowner in the last 3 years disqualifies you from the credit. If you're...

Posted on February 5, 2009

First Time Home Buyers – Low Hanging Fruit for the Right Agent

Do some number crunching that demonstrates to renters how much house they could get for the same payment. Post current mortgage rates by all major banks. Open their eyes to the different ways they could subsidize their mortgage by renting out rooms...

Posted on December 28, 2008

Tax Credit for First Time Home Buyers

Have questions about the tax credit for first time home buyers? Find out who qualifies, how it works, and whether you should get it.

Posted on December 11, 2008

2009 Is Promising for the First Time Buyer!

If you've been thinking about or preparing to buy a home in 2009 - MOVE FORWARD!

Posted on October 8, 2008

Baby Proofing When You're Expecting

Growing families often move into larger homes to accommodate their needs. But these homes also need baby proofing. This article will help the new home buyers that are expecting to make their house safe.

Posted on September 12, 2008

First Time Home Buyers Need to Find the Competent Professionals

Read on for help in finding guidance to get through the home buying process. Pros will help you avoid disasterous mistakes.

Posted on July 25, 2008

Planning Guide For the First Time Home Buyer - What You Need to Consider to Make the Whole Process Easy

Attention First Time Home Buyer: Bottom Line facts - what you need to know, Six preparation tips, Important Considerations.

Posted on July 4, 2008

First Time Home Buyer Loans - Joyful Beginnings

Today it has more transitioned from a dream or fantasy to an expectation. Home ownership is viewed by many as a given part of American life. What caused this evolution?

Posted on April 1, 2006

Easy Approval For First Time Home Buyers

As a first time home buyer you may think that you don't have enough credit history to get approved for a loan. However, mainly due to government regulations, private lenders can obtain tax benefits when they lend to first time home buyers. There are...

Posted on June 19, 2008

Your First Home: What You Need to Know Before You Buy

The experience of purchasing your first home can be overwhelming. But it doesn't need to be. There are certain valuable insights that'll help you along the way, and ensure that you are in charge of your experience. Of course a great realtor can help...

Posted on May 15, 2008

Types of Hardwood Flooring: Which is Best for You?

As manufacturing processes continue to improve and chemical treatments become more effective, the cost of hardwood floors goes down. Today, there are a variety of styles of hardwood flooring for homeowners looking to add some charm to their home.

Posted on May 15, 2008

Step by Step Kitchen Renovation

The kitchen is the heart of the home, and a kitchen remodeling project is one of the most dramatic, as well as most expensive, projects that you can undertake in your home. Before you begin a kitchen remodeling job, it is important to plan the...

Posted on May 15, 2008

Refurbished Appliances: A Risky Money Saver?

Refurbished appliances are those that have been returned to the manufacturer and repaired. In the case of large appliances, this may involve rebuilding or replacing the motor, replacing defective or damaged parts or otherwise making it work and look...

Posted on May 15, 2008

How to Reface Kitchen Cabinets and Make Them Look New

Remodeling your kitchen is one of the most expensive home remodeling jobs that you can undertake. The costs can be trimmed somewhat by doing some of the work yourself. One area that allows you to save a good deal of money is refacing your kitchen...

Posted on May 15, 2008

Buying New Carpets? Important Information to Know

There are many choices in carpeting. The variety of materials that carpeting is made with means that you can have just about any look that you want. Regardless of what type of carpet you choose, you will get better wear if you choose carpet made from...

Posted on May 11, 2008

An FHA Loan for the First Time Home Buyer

If you are buying a home for the first time you may not be aware of all of the loan options that are available to you. Many first time home buyers are finding that the best option for them is the FHA home loan.

Posted on April 4, 2008

First Time Home Buyers - Bad Credit Home Loans

Is bad credit keeping you from owning a home? Many people are fed up with renting and feel that their credit situation is keeping them from purchasing a home. If you feel this way, you are definitely not alone. Thousands of individuals and families...

Posted on March 19, 2008

First Time Home Buyers-How to Check for Termites

When you're in the market to purchase a home, it's easy to allow yourself to focus on the emotional and aesthetic aspects of selecting a property. While it is, of course, very important to choose a house that appeals to you aesthetically and can...

Posted on February 23, 2008

Government Grants Guides - Do Not Waste Your Time On Them

You have heard that you can get money without having to reimburse it via a government grant and your eyes opened wide? You have searched the net and found many sites promoting guides and books on the subject claiming to be thorough explanations on...

Posted on February 18, 2008

The Pioneering Spirit of First Time Buyers

Well, the good news for Canadians is that the housing market seems to be unaffected by the US mortgage crisis. Canadian realty is 'doing its own thing' and enjoying a healthy property market. The bad thing is that the Federation of Canadian...

Posted on February 16, 2008

It's the Right Time for the First Time

It might be the single most common question a realtor hears - is this a good time to buy a house? While the answer depends on your personal circumstances, there are certainly times and circumstances that make "yes!" the right answer for most people....

Posted on February 16, 2008

Market Your Services to More First-Time Buyers

First time real estate buyers are some of the most valuable clients out there, and the Internet is your best bet for attracting them. That's because new buyers are generally younger and spend more time doing research before entering the market, all...

Posted on February 13, 2008

Study Shows Condo Rules Rule

For many people considering condo life for the first time, having to 'obey rules' may sound intrusive to personal liberty. It is interesting therefore, to note that the large majority of condo residents approve of living under management rules and...

Posted on December 14, 2007

Ch-Ch-Ch-Changes......Why You Might Want to Refinance Now!

Big changes are expected in the mortgage market for 2008. With rates so low, now is a good time to weigh your refinance options.....

Posted on December 12, 2007

Zero Down Mortgage Loans for First Time Home Buyers?

Being a First Time Home Buyer can increase the difficulty in the process of obtaining finance, not only due to the lack of credit history that it implies but because of the inexperience and lack of knowledge on the field.

Posted on November 29, 2007

First time home buyer? Hip, Hip Hooray for THDA!

Have you ever heard of THDA? It's an acronym that stands for the Tennessee Housing Development Agency. According to its website, it was established in 1973......

Posted on November 13, 2007

How Much Bacon Do You Bring Home? Determining your income for a home loan.

How much money you make is a key determination when applying for mortgage loan approval. A mortgage lender has specific ways to determine your income based upon what type of income you earn...

Posted on November 8, 2007

What are all these fees and why is a mortgage so expensive?

Not only are the expenses associated with a mortgage hard to understand, people often wonder why a loan costs so much. Here's a little background info to explain why home financing isn't cheap...

Posted on October 22, 2007

Home Buying and Down Payments -Show Me the Money!

Ever wonder how much money you need to have put aside to buy the home you've been driving by and dreaming about for the last month? Afraid you don't have enough? Well, many factors contribute to the decision making process of what type of down...

Posted on October 15, 2007

Psst...Tell Your Kids that Buying a Home Is Easier than They Think! PART 3

For a first time homebuyer, once you've found a house and been pre-qualified for a home, the steps to closing can be somewhat confusing. It's actually a simple process that when understood, actually makes sense.

Posted on October 9, 2007

Psst...Tell Your Kids that Buying a Home Is Easier than They Think! PART I

We encourage our kids to plan for their future, but we seldom include buying a first home sooner than average as a path to building that future. Let them know buying a home is easier than they think.

Posted on October 11, 2007

Psst...Tell Your Kids that Buying a Home Is Easier than They Think! PART 2

Just out of school and considering buying your first home? You'll be surprised how easy it can be to qualify for a loan. Too often, the newly minted workforce doesn't realize the confidence lenders have in their ability to be responsible homeowners.

Posted on April 1, 2006

Tips for First-Time Home Buyers

Buying a home for the first time can be a very overwhelming experience. After all, we were once first-time home buyers, and we remember buying our first home. Add our personal experiences to the experience we've had helping first-time buyers, and...

Posted on July 19, 2007

Where to Get Free Money to Buy a Home

Learn how to get government grants for buying a home. Tens of thousands of dollars may be available for your home purchase and not have to be repaid.

Posted on May 9, 2007

Confidence & Home Buying

There is a certain something to be said for having confidence when purchasing a home. The financial concerns that come with home buying can be a confusing thing to deal with at first. However, there are a few steps that a new home buyer can take in...

Posted on May 9, 2007

Some Things To Remember About Home Buying

Home buying is truthfully one of the most fulfilling things an individual or couple can do. However, this fulfillment only comes when the purchase is thoroughly planned and closes without problems. The one thing that you never want to happen is...