Posted on October 28, 2009Insurance – your support system
Why do you think insurance was ever introduced in the world? Do you think it is one of the medium to make money? No, it is nowhere related to making money. It is an assurance that your money will be managed effectively during the course of an...
Income Protection Insurance Articles
Posted on October 19, 2009What You Should Know About Income Protection Insurance and How Income Cover Can Help You
This article contains information about income protection insurance and the benefits to having that in your insurance policy. This policy is similar to income protection as it provides up to 75% of your monthly gross income if you are unable to work.
Posted on April 17, 2008Declination In Critical Illness Death Rates
According to the National Statistics Online 2007, during the years 1998-2001, around 80 percent of women may have survived a critical illness like breast cancer, followed by 62 percent for cervix cancer, 57 percent for bladder cancer and...
Posted on April 17, 2008Important Things To Keep In Mind Prior To Taking Out A Critical Illness Cover
Having a critical illness cover is a good protection for the future. Your family can start to feel the security from now on, should you happen to fall critically ill the future. Critical illness insurance may usually pay a tax free lump sum if you...
Posted on April 17, 2008Critical Illness Cover- Scottish Provident, Standard Life And MME
Insurers may have eventually included cover for more critical illness conditions. At the introduction of critical illness cover around four to five critical illness conditions could have been covered. Gradually, during the late 1980's more than 20...
Posted on April 17, 2008Various characteristics Of Critical Illness Cover
A hurdle faced by critical illness insurance during the first few years of its appearance may have been a large number of claims filed soon after taking out cover. The majority of these claims may have been for cancer and multiple sclerosis. Insurers...
Posted on April 16, 2008Further details about the progress of critical illness cover in Canada
After some years since the inception of critical illness cover in Canada, insurers may be trying to find out new product designs. Many insurers may have reached to the conclusion that the coverage of much more critical illness conditions be added to...
Posted on April 16, 2008Some Factors Affecting Critical Illness Cover In Australia
Critical illness cover can be considered as a new form of insurance in Australia. The product may have not yet reached the level of maturity as that in the UK for example. Therefore, features such as waiting period, reinstatement of critical illness...
Posted on April 16, 2008The Evolution Of Critical Illness Cover In The Canadian Market
Critical illness cover in Canada can be considered as a new form of insurance. The insurance market in Canada first saw critical illness cover make its apparition during the year 1993. At first the product may had been slow to be adopted. But gradual...
Posted on March 10, 2008Probable Factors That Affect Critical Illness In The UK
There may be various factors that affect critical illness in the UK. They can be described as follows: smokers, standalone experience, causes of critical illness, selection and standalone experience. So, let's have a look at these critical illness...
Posted on March 10, 2008Reinsurance And Certain Reports On Critical Illness Cover
As per Standard Life 2005, an amount of approximately GBP19.8 million may have been paid on about 342 critical illness claims. More precisely, a sum of around GBP 58,000 may have been disbursed per claim. Furthermore, during the year 2005, around 82...
Posted on March 10, 2008Things To Know Before Taking Out A Critical Illness Cover
It is imperative that you remember that all critical illness insurance companies may not provide cover for the same illnesses and may not have the same exclusions. As a matter of fact, the moment you compare separate policies you could look for the...
Posted on March 10, 2008The Gradual Change In Structure Of Critical Illness Cover
Companies may have started to include critical illness covers with income protection plans. The idea may have been primarily to secure the insured person in the event of unemployment. Should unemployment occur due to critical illness or accident, the...
Posted on March 10, 2008Brief Details About Critical Illness Cover
Some critical illness definitions used can be put in such a way that questions arising about what is covered may be less. In other words, critical illness definitions explained in a policy may be clearly understandable once read. Furthermore, the...
Posted on March 10, 2008General Figures And Facts About Critical Illness Cover
As the 1990's closed by, more and more people started to gain interest in having a critical illness cover. It was not long before 100,000 critical illness policies may have been sold during the same year. This may have been the first sign of the...
Posted on March 10, 2008Statistics About Some Severe Critical Illness Conditions
Many critical illness conditions affect many people around the world. Let's have a look at how many casualties these critical illnesses have made and are predicted to make during the coming years.
Posted on March 10, 2008Statistics On Critical Illness Incidence Rates From Office Of National Statistics And Others
As per ERC Frankona, one out of every three men may suffer from a critical illness such as heart attack, cancer or stroke before reaching the age of 65. Women may also endure the same fate, the chances being 1 out of every 5 women.
Posted on February 23, 2008Alzheimer's Disease And Other Factors That Play An Important Role In Critical Illness Cover
The ABI had stipulated that premiums concerning critical illness cover may be settled either monthly or annually. But this may actually depend upon the deal made at first with the insurance company before signing the contract. One must think...
Posted on February 23, 2008Facts To Know Concerning Critical Illness Cover In The UK
Standalone critical illness policies made less impact on the insurance market. Sales of around 18 percent may have been recorded during the year 1997. Out of this, around 50 percent may have been riders to term insurance while the remaining...
Posted on February 23, 2008Various Causes Of Critical Illness Condition In The UK
A popular critical illness in England and Wales may be the circulatory disease followed by heart disease and stroke. Due to this critical illness, death rates among men may have risen more than women. As per the Office of National Statistics, around...
Posted on February 23, 2008Useful Information About Critical Illness Cover
TPD is the inability to perform any occupation. Research in the UK can demonstrate that the major of critical illness policyholders may not understand this clearly. As a matter of fact, around 50 percent of critical illness claims related to TPD may...
Posted on February 23, 2008Stats And Facts In Relationship With Critical Illness Insurance
Population statistics relevant to the rate at which critical illness occurred may be taken as a starting point. Such statistics could be divided into age and sex and also age groups. The critical illness definition concerning the statistics must also...
Posted on February 23, 2008General Facts About Critical Illness Cover, Especially In South Africa And USA
In the US, a rational amount of USD 200,000 may be insured and may not exceed five times the insured's salary. This is company wise, when an important member suddenly falls prey to a critical illness. Thus, the amount insured for this key man may be...
Posted on February 23, 2008Are You On The Verge Of Taking Out A Critical Illness Cover?
Many people who suffer from a critical illness, for example myocardial infarction, may hardly live throughout the survival period. Thus the premiums to pay every month may depend upon the length of the survival period picked. Also, the survival...
Posted on February 23, 2008A Set Of Conditions That Apply With Critical Illness Cover
Critical illness insurance first made its apparition in the UK during the late 1980's. Since then, insurance companies found the underlying marketing potential of the product. Successful marketing unveiled significant results. In the year 1997, the...
