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Repair Credit Articles

Posted on October 21, 2009

Credit Rating Repair

It's most annoying to experience severe weight of debt as well as experience a repossession. You may would like to suppose that this is able to be one phase in life that you will be faced with demands but you are able bar oneself from thoughts and...

Posted on October 21, 2009

Simple Steps To Raise Your Credit Score

If you're looking to own your own home, there's a very important point that lenders look at when deciding the loan rates of your loan. Your credit score. A credit score is a numerical rating of your credit worthiness and usually range from 300 to...

Posted on September 23, 2009

Pro Secrets For Fast Credit Repair

When your credit score is lower than you'd like... You desire fast credit repair! If you discover you are in debt, it only makes sense that you need to get out of credit Problems as soon as humany possible, right? With a situation like this, you...

Posted on June 27, 2009

What A Good Credit Score Is

Have you ever wondered what a good credit score is? If you are on the verge of getting a loan, this question would likely come up in your mind. But while a range of scores may be considered good for a particular loan, there is no fixed number that...

Posted on December 31, 2008

A Better Definition of Credit Repair

Ask 10 people to define credit repair and you will probably get 10 different answers. Even amongst financial experts, there are disagreements about what credit repair is. So exactly what is credit repair?

Posted on November 27, 2008

Is Repairing Your Own Credit Worth It?

Repairing your credit is something you can do yourself and there is no charge to do so. While this sounds enticing, the reality is that self credit repair is rarely as easy as it first seems. Repairing your own credit will likely take a significant...

Posted on November 2, 2008

How Can I Fix My Credit Report When I Don't Understand It?

Repairing bad credit can seem like a slow and time consuming process. Patience and knowledge of how it didn't happen overnight is required. Understanding the credit system and how your credit reports are perceived through the eyes of creditors is...

Posted on October 31, 2008

How You Can Fix Bad Credit Starting Today

You do not need to have bad credit and there is no quick fix, absolutely none. But you can fix your bad credit by following the steps outlined in this article, and you can do it yourself for free.

Posted on October 16, 2008

How Can My Bad Credit Be Fixed?

Remaining pro-active in your efforts to fix your credit is by far the best way. Removing negative accounts and adding positive accounts is the only tried and true method. Both of these processes can take some time, though. The time to start fixing...

Posted on September 18, 2008

How to Repair Your Credit

If you have bad credit, you know how it can be a nightmare. A bad credit score can negatively affect your life in many ways. But how can you repair your credit?

Posted on August 29, 2008

Piggybacking and Repairing Your Credit

Piggybacking is a method of credit score improvement that has been used for many years but has recently come under fire by lenders and FICO. Today, piggybacking is still an effective method of credit repair, although it is harder to abuse than it was...

Posted on August 24, 2008

The Transunion Settlement and Repairing Your Credit

As a result of the recent TransUnion Settlement, an estimated 150 million Americans can have free access to TransUnion credit monitoring free of charge which is a great tool in helping them repair their credit.

Posted on June 26, 2008

Credit Repair: Improve Your Credit Rating Quickly!

In America, you can't even walk down the street without somebody wanting to check your credit. If you suffer from bad credit, then you need to learn techniques to improve your credit rating - and you need to learn them now!

Posted on June 1, 2009

Credit Repair: How to Raise Your Credit Scores

If you need to raise your credit score, the first thing that you need to do is find out exactly where you stand in regards to credit. Everyone has a number assigned to their name between 300 and 850. This number dictates your ability to receive loans...

Posted on June 17, 2008

Credit Repair Myths Exposed

As a credit repair specialist, I'm frequently asked these questions about cleaning up your credit report. It's important to know the answers to these questions before you start repairing your credit.

Posted on June 17, 2008

Credit Repair Help

Finding credit repair help can sometimes be intimidating. There are many factors that can cause your scores to be low. You need to analyze your exact situation. Once you are able to identify the exact problem, you can begin doing research to come...

Posted on June 17, 2008

Understanding Charge Offs

"Charge off" is an accounting term that creditors use when they assume after a period of delinquency that they are not able to collect on a debt that is owed to them. Creditors write that debt off as a loss against their income taxes. Just because...

Posted on June 17, 2008

Credit Bureaus Exposed!

The credit bureaus love the fact that the average consumer knows very little about them. All consumers really know is that credit bureaus have major power and control over their financial lives. Would you agree that this is true? If so, why don't...

Posted on June 15, 2008

How to Repair Your Bad Credit

If you live in the US, then you need a good credit rating. Unfortunately, there are millions who learned that too late. Their credit ratings are damaged or broken and they desperately need to repair them. Repairing your credit rating is something...

Posted on June 15, 2008

3 Tips to Rebuild Your Credit

Never before has building up your credit score been as important as it is today. It isn't just about buying homes and fancy cars; it takes good credit just to get through the days and provide the necessities of life. Without a decent credit score (at...

Posted on June 15, 2008

Credit Repair: How to Restore Your Credit Rating

It's no secret that we live in a credit society. If you have a credit rating of sufficient rank, you can live a very nice life as long as you maintain responsible payment habits. There are vast numbers of Americans that have seen their credit ratings...

Posted on June 15, 2008

Credit Repair: Tips for Repairing Your Credit Report

Having a credit score that is less than perfect is quite common these days. A single late or missed payment can drop your credit score by up to 100 points! There are techniques to bad credit report repair that you can learn to fix your bad credit....

Posted on June 15, 2008

Credit Repair: 5 Hot Tips to Improve Your Credit Score

To improve your credit score is to give yourself a new lease on some of the most important aspects of living. We all need good credit in order to obtain desirable housing, automobiles and any of the other things in life that we wish for.

Posted on June 17, 2008

Improve Your Credit Scores with Legal Credit Repair

There are techniques of legal credit repair that you can use to raise your credit report score. In the US, there aren't very many things that you can do without it having something to do with your credit score. Even to obtain suitable housing and...

Posted on June 15, 2008

Credit Repair After Bankruptcy

If you have fallen on some hard financial times, you may be looking into repairing your credit. Sometimes unfortunate circumstances follow that old cliché that "trouble comes in threes" and all three cause you to go under financially. Maybe...

Posted on March 28, 2008

Credit Rating Recovery After Debt Consolidation

Many people suffer damage to their credit ratings before deciding to take out a debt consolidation loan. What's the best way to clear this damage up?

Posted on March 10, 2008

Anatomy of A Credit Dispute Letter

The Fair Credit Reporting Act or FCRA of 1970 has recently been strengthened in order to allow anyone to dispute negative disputes on their credit report. This can be done with a letter of dispute and in turn the credit bureaus must either delete the...

Posted on March 9, 2008

Negotiate Your Debt Like A Professional

Often when a consumer is up to their ears in debt and toying with the idea of filing for bankruptcy, but either can't file or doesn't want to, there are other options. Were you aware that the consumer can negotiate with their creditors and end up...

Posted on March 4, 2008

How to Avoid Being A Victim of Credit Card Fraud

Credit cards have come a long way since it was first used in the US in 1920's. Today it is enjoying global popularity in almost any kind of business available. Along with it, credit card fraud is also becoming a growing trend for modern day thieves....

Posted on February 26, 2008

Credit Bureaus: Friend or Foe?

Many people have some common misconceptions about the true nature of the credit bureaus that could be argued is exactly what the credit bureaus want. This is because these misconceptions give people the impression that there is little they can do...

Posted on February 16, 2008

Credit Repair is More Than a Right, It's Your Responsibility

Making sure your credit reports are accurate is your responsibility and if there are errors in your credit reports, you are going to have to be the one to repair them. You have the right to repair your credit report but even further than that, you...

Posted on January 16, 2008

Credit Repair-Bankruptcy

Bankruptcy is one of the more effective ways to deal with debts you cannot afford to pay. Once you declare that you are bankrupt, all assests in your possession will be used to pay your outstanding debts.

Posted on January 16, 2008

Credit Repair- Reducing payments or suspending a Bailiff's Warrant on a County Court Judgment

Reducing payments or suspending a Bailiffs Warrant is done by debtors who fail to comply with a County Court Judgment.

Posted on January 16, 2008

Credit Repair- Charging Orders In the County Court

Charging orders are filed at the courts by a creditor in order to secure a money judgement ordering the debtor to repay what he owes.

Posted on January 16, 2008

Credit Repair- Bailiffs & Council Tax - Know Your Legal Rights

Many of us do not know how bailiffs work to collect arrears. Basically, bailiffs are private personnel hired by the local council to handle Council Tax and Poll Tax

Posted on October 7, 2007

How To Build A Solid Credit Rating From Scratch

Building a solid credit rating from scratch is not as difficult as one might think. The reality is that you can establish a decent Credit Score in as little as 3 months and have a solid rating around the 12 month mark. From that point, if you...